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It’s never too late to change your financial situation. You have already taken the first step by looking at the options available to you. With our state-of-the-art technology, we can help you raise your credit scores, restore your credit, and eliminate debts.
Call or Text us today to get started 844-337-2673 

Bad credit will impact five areas   YOUR life: 

Housing--You may be denied rental or purchase of the house, condo,  or apartment you desire. If lenders are willing to lend to people with bad credit, they usually charge higher interest rates in an effort to make up for any potential losses. Though higher interest rates don’t seem like a big deal, it can increase your monthly payments and actually make your loan much more expensive overall.

Banking--You may not be able to open a bank account. Financial institutions have their own version of a credit check that tracks your banking behavior rather than your credit history. This behavior is recorded by most of the major banks through the following agencies: ChexSystems, Telecheck & EWS. ChexSystems is the most ubiquitous financial history tracking agency with roughly 80 percent of the banking institutions using it to vet potential clients.
 
Employment--You may have the qualifications for the job, however, you may be denied due to bad credit. Employers get a shortened version of your credit report and not your credit score, that excludes any information that would violate equal employment opportunity laws, explains Rod Griffin, director of public education for credit bureau Experian. Your credit history is considered a reflection of your overall level of trustworthiness and responsibility.


Insurance--Your insurance could be costing you more because of your low credit score. Your score is used to measure your creditworthiness—the likelihood that you’ll pay back a loan or credit-card debt. But you might not know that car insurers are also rifling through your credit files to do something completely different: to predict the odds that you’ll file a claim. And if they think that your credit isn’t up to their highest standard, they will charge you more, even if you have never had an accident, our price data show. Cherry-picking about 30 of almost 130 elements in a credit report, each insurer creates a proprietary score that’s very different from the FICO score you might be familiar with; so that one can’t be used to guess the other reliably. The increase in your premium can be significant. 

Transportation--You may be denied the rental or purchase of a vehicle. Low credit is generally defined as a score under 629. You can have low credit for a variety of reasons, including a history of making late payments to lenders, identity theft or simply not having enough years of credit history. Your credit score dictates what type of interest you’ll end up paying on your car loan, and a low score means a higher interest rate.vehicle. 

Tired of paying the price of bad credit? 844FESCORE can help YOU, TODAY!

We have the knowledge and experience as well as the know-how to help you rise above your past financial situations, decisions, and mistakes; your medical issues that caused your credit score to go down, and turn your future into one where your great credit score gets you the things you want and need at a fair interest rate.


WHAT AMAZING CREDIT LOOKS LIKE

GET THE THINGS THAT YOU WANT WITHOUT OVERPAYING IN INTEREST

LOW-INTEREST RATES
You pay closer to the actual value of the product, potentially saving you thousands on your purchase.

APPROVAL RATINGS
Getting turned down for anything is a thing of the past with a decent credit score. Start working on your score today!

REFINANCING
Transfer your high-interest loans to a different financial company and instantly lower your monthly payments.
  

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